/* Layout support for the owner-reviewed copy; established brand and motion retained. */
.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}
.audience-document-links{flex-wrap:wrap;font-size:1rem;line-height:1.7}
.audience-document-links>a{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:7px 12px;border-radius:8px;background:#fff;color:var(--blue);font-weight:600;text-decoration:underline;text-underline-offset:4px}
.audience-document-links>a>span{padding:0;background:none;color:inherit}
.audience-document-links>a:hover{color:var(--navy)}
.audience-document-links>a:focus-visible{outline:2px solid var(--blue);outline-offset:4px}
.reviewed-page h1,.reviewed-home-hero h1{overflow:visible;line-height:1.5;padding-block:.12em;word-break:normal;overflow-wrap:break-word}
.reviewed-home-hero h1 .hero-title-line{font-size:inherit}
.reviewed-support{display:flex;transform:none;align-self:center;min-height:0;gap:20px}
.reviewed-support h2{font-size:1.5rem;line-height:1.6;margin:0;color:#fff;background:none;-webkit-text-fill-color:currentColor}
.reviewed-support h2:after{margin-top:20px}
.reviewed-support li,.reviewed-support p,.reviewed-support .text-link{font-size:1rem;line-height:1.8}
.reviewed-support p{color:#d8e3ec;margin:0}
.reviewed-support .text-link{color:#fff}
.section-action{margin-top:32px}
.review-features{grid-template-columns:repeat(3,minmax(0,1fr))}
.review-features li{display:block;padding:28px;font-size:1rem;line-height:1.8}
.review-features h3{font-size:1.125rem;font-weight:600;margin-bottom:12px;color:var(--navy)}
.review-features li p{font-size:1rem;font-weight:400;line-height:1.8}
.reviewed-contact-panel{font-style:normal;scroll-margin-top:110px}
.reviewed-contact-panel p{font-size:1rem;line-height:1.8;font-weight:400;margin:0}
.reviewed-contact-panel h2{font-size:1.5rem;line-height:1.6;font-weight:600;color:inherit}
.reviewed-contact-panel a{color:inherit;text-decoration:underline;text-underline-offset:4px}
.reviewed-contact-panel p+p{margin-top:1rem}
.reviewed-contact-routes{grid-template-columns:repeat(2,minmax(0,1fr))}
.reviewed-contact-routes>a{min-width:0}
.reviewed-contact-routes .text-link{display:block;margin-top:1rem}
.reviewed-support-page .service-grid h2 a{color:inherit;text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:1px}
.reviewed-support-page .service-grid p,.reviewed-support-page .process-flow p{font-size:1rem;font-weight:400;line-height:1.8}
.reviewed-support-page .process-flow h3{font-size:1.125rem;font-weight:600;line-height:1.7;margin-bottom:12px}
.reviewed-support-page .contact-panel{margin-top:48px}
@media(max-width:700px){.reviewed-contact-routes{grid-template-columns:minmax(0,1fr)}}
.reviewed-about-hero .page-hero-grid>div>.about-hero-copy{color:#cbd5e0;max-width:780px;font-size:1.0625rem;font-weight:400;line-height:1.8}
.reviewed-about-hero .about-hero-copy+.about-hero-copy{margin-top:1rem}
#company-contact .about-copy>p+p{margin-top:1rem}
.review-features li:before{display:none}
.reviewed-products{grid-template-columns:repeat(2,minmax(0,1fr));max-width:none;width:100%}
.reviewed-products .product-card{min-height:0;display:flex;flex-direction:column;padding:36px}
.reviewed-products .product-card h3{font-size:1.6rem;line-height:1.5;margin:50px 0 16px;color:var(--navy)}
.reviewed-products .product-card p{font-size:1rem;line-height:1.85;margin:0 0 18px}
.reviewed-products .service-summary{font-weight:600;color:var(--navy)}
.service-caution{border-top:1px solid var(--line);padding-top:20px;margin-top:8px}
.service-caution strong{display:block;margin-bottom:8px;font-size:.9375rem}
.reviewed-products .service-caution p{display:block}
.card-links{display:flex;flex-wrap:wrap;gap:16px 24px;margin-top:20px}
.reviewed-products .card-links{margin-top:auto;padding-top:16px}
.reviewed-products .card-links a{font-size:.9375rem;margin:0;line-height:1.7}
.review-four-steps{grid-template-columns:repeat(4,minmax(0,1fr))}
.review-four-steps .step-label{font-size:1.125rem;font-weight:600;line-height:1.7}
.review-four-steps .card-icon{font-family:system-ui,sans-serif;font-size:1.5rem;font-weight:600}
.review-four-steps p{font-weight:400;max-width:none}
.review-articles{grid-template-columns:repeat(3,minmax(0,1fr))}
.review-articles a{min-height:0;padding:28px;gap:16px}
.review-articles h3{font-size:1.35rem;font-weight:500;line-height:1.6;color:var(--navy)}
.review-articles p{font-size:1rem;line-height:1.8}
.review-articles strong{font-size:.9375rem;padding-top:12px}
.review-audience-links{margin-bottom:0}
.review-audience-links article{padding:0;min-height:0}
.review-audience-links article>a{display:flex;flex-direction:column;gap:18px;height:100%;padding:32px;border-radius:20px}
.review-audience-links h3{font-size:1.5rem;color:var(--navy)}
.review-audience-links strong{color:var(--blue);margin-top:auto}
.review-audience-section h3,#prepare h3{font-size:1.25rem;font-weight:600;line-height:1.7;color:var(--navy)}
.review-audience-section h4{font-size:1.125rem;font-weight:600;line-height:1.7;color:var(--navy);margin-top:20px}
.review-list{list-style:disc;padding-left:24px;margin:20px 0 28px;max-width:960px}
.review-list li{font-size:1rem;line-height:1.85;margin-bottom:12px;padding-left:6px;color:var(--muted)}
.review-list strong{color:var(--navy);font-weight:600}
.review-documents{margin-top:40px;border:1px solid var(--line);border-radius:20px;padding:32px;background:#fff}
.review-documents p{font-size:1rem;line-height:1.85;margin-top:14px;color:var(--muted)}
.review-document-columns{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:32px}
.review-documents details{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:18px 0;margin-bottom:20px}
.review-documents summary{cursor:pointer;color:var(--navy);font-weight:600;line-height:1.8}
.review-contact-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;max-width:900px}
.contact-choice{display:flex;flex-direction:column;gap:12px;padding:28px;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:var(--shadow-soft)}
.contact-choice strong{font-size:1.125rem;color:var(--navy)}
.contact-choice span{font-size:1.5rem;color:var(--blue);overflow-wrap:anywhere}
.contact-guidance{margin:28px 0 16px;max-width:860px;font-size:1rem;line-height:1.85}
.privacy-note{font-size:.9375rem;line-height:1.8;margin-bottom:18px;color:var(--muted)}
.external-note{font-size:.875rem;margin-top:10px}
#consultation .selection-note{grid-template-columns:minmax(0,1fr) auto;gap:32px}
#consultation .selection-note .section-heading{margin:0;max-width:none}
#consultation .selection-note h2{font-size:clamp(1.5rem,2.8vw,2.25rem);line-height:1.5}
#consultation .selection-note .button{width:auto;justify-self:start}
#contact-team .privacy-note .text-link{display:inline;padding:0;border-bottom:0;text-decoration:underline}
.footer-grid>div:first-child>p{font-size:.9375rem;line-height:1.85}
.footer-grid>div:first-child>.footer-company{color:#fff;margin:12px 0 16px}
.footer-international{padding:0 0 24px;font-size:.9375rem}
.review-audience-section,.review-documents{scroll-margin-top:120px}
.review-audience-links a:focus-visible,.contact-choice:focus-visible,.review-documents summary:focus-visible,a.text-link:focus-visible{outline:2px solid var(--blue);outline-offset:5px}
.knowledge-article .review-list{max-width:none}
@media(max-width:700px){.knowledge-article p,.knowledge-article li{font-size:1rem;line-height:1.9}}
.knowledge-article .article-sources{font-size:.875rem;border-top:1px solid var(--line);padding-top:24px}
.knowledge-article .article-sources a{text-decoration:underline;overflow-wrap:anywhere}
@media(max-width:1000px){.reviewed-home-hero .hero-grid{grid-template-columns:minmax(0,1fr);gap:40px;min-height:0}.reviewed-support{display:flex;justify-self:stretch;width:100%;max-width:600px;min-height:0}.review-articles,.review-features{grid-template-columns:minmax(0,1fr)}.review-four-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:820px){#consultation .selection-note{grid-template-columns:minmax(0,1fr)}}
@media(max-width:560px){.reviewed-support{padding:24px}.reviewed-products{grid-template-columns:minmax(0,1fr)}.reviewed-products .product-card{padding:26px}.reviewed-products .product-card h3{font-size:1.4rem}.review-document-columns,.review-contact-links,.review-four-steps{grid-template-columns:minmax(0,1fr)}.review-documents{padding:24px}.review-document-columns{gap:0}.review-audience-links article>a{padding:24px}.review-four-steps .step-label{grid-column:2}.review-four-steps .card-icon{font-size:1.25rem}.review-four-steps>li:last-child:after{display:none}}

/* Service discovery: concise cards on home; paired comparisons on the overview. */
.service-introduction .product-card h3{margin:24px 0 16px}
.service-comparison{width:100%;min-width:0;table-layout:fixed;border-collapse:collapse;font-size:1rem;line-height:1.8}
.service-comparison th,.service-comparison td{padding:24px;text-align:left;vertical-align:top;border:1px solid var(--line);overflow-wrap:anywhere;word-break:normal}
.service-comparison thead th{background:var(--navy);color:#fff;font-weight:600}
.service-comparison thead th:first-child{width:26%}
.service-comparison tbody th,.service-comparison tfoot th{background:#f3f7fa;color:var(--navy);font-weight:600}
.service-comparison td{background:#fff;color:var(--muted)}
.service-comparison .text-link{font-size:1rem;line-height:1.8;min-height:44px;display:inline-flex;align-items:center;gap:8px}
.comparison-mobile-label{display:none}
.comparison-note{margin-top:24px;font-size:.9375rem;line-height:1.85;color:var(--muted);max-width:960px}
#service-comparison{scroll-margin-top:120px}
@media(max-width:700px){
.service-comparison,.service-comparison tbody,.service-comparison tfoot{display:block}
.service-comparison thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}
.service-comparison tr{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));margin-bottom:20px}
.service-comparison th,.service-comparison td{display:block;padding:16px}
.service-comparison tbody th,.service-comparison tfoot th{grid-column:1/-1;border-bottom:0}
.service-comparison td+td{border-left:0}
.comparison-mobile-label{display:block;color:var(--blue);font-weight:600;margin-bottom:10px}
.service-comparison .text-link{padding-block:8px}
.service-comparison .text-link>span{flex-shrink:0}
}

/* Product document checklists remain readable without JavaScript or tabs. */
.product-document-section,.product-document-panel{scroll-margin-top:120px}
.product-document-panel{margin-top:28px}
.product-document-panel h3{font-size:1.5rem;line-height:1.55;margin:0 0 24px;color:var(--navy)}
.product-document-panel h4{font-size:1.125rem;line-height:1.7;margin:24px 0 12px;color:var(--navy)}
.product-document-panel h4:first-child{margin-top:0}
.product-document-panel .review-list{margin:0 0 24px}
.product-document-panel:target{border-color:var(--blue)}
.document-preparation-note{margin-top:28px;padding:24px;border-left:3px solid var(--blue);background:#f3f7fa}
.document-preparation-note h3{font-size:1.125rem;line-height:1.7;margin:0 0 12px}
.document-preparation-note p{font-size:1rem;line-height:1.85;color:var(--muted);margin:12px 0 0}
.document-additional-note{font-weight:600}
.document-product-links{display:flex;flex-wrap:wrap;gap:16px 32px;margin-top:20px}
.document-product-links a{display:inline-flex;align-items:center;gap:8px;min-height:44px;font-size:1rem}
@media(max-width:560px){.product-document-panel{padding:20px}.document-product-links{flex-direction:column;align-items:flex-start}.document-preparation-note{padding:20px}}
/* Self-contained mortgage journey: scoped to avoid changing other products. */
.mortgage-copy section[id],.mortgage-copy article[id],.mortgage-copy #property-documents{scroll-margin-top:110px}
.mortgage-copy p{font-size:1rem;line-height:1.85;color:var(--muted)}
.mortgage-copy .page-hero p{color:#d8e3ec;max-width:850px}
.mortgage-copy .section>.shell>p{max-width:960px;margin:20px 0}
.mortgage-copy h3{font-size:1.35rem;line-height:1.65;color:var(--navy);margin:24px 0 12px}
.mortgage-copy h4{font-size:1.125rem;line-height:1.7;color:var(--navy);margin:24px 0 12px}
.mortgage-hero-actions{display:flex;flex-wrap:wrap;gap:16px;margin-top:28px}
.mortgage-hero-actions .button{min-height:50px;padding:12px 22px;line-height:1.5}
.mortgage-terms{width:100%;min-width:0;table-layout:fixed;border-collapse:collapse;font-size:1rem;line-height:1.8}
.mortgage-terms th,.mortgage-terms td{text-align:left;vertical-align:top;padding:20px 24px;border:1px solid var(--line);overflow-wrap:anywhere}
.mortgage-terms thead th{background:var(--navy);color:#fff;font-weight:600}
.mortgage-terms th:first-child{width:32%}
.mortgage-terms tbody th{background:#f3f7fa;color:var(--navy);font-weight:600}
.mortgage-terms td{color:var(--muted);background:#fff}
.mortgage-information-grid,.mortgage-document-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.mortgage-information-grid article{padding:28px;border:1px solid var(--line);border-radius:20px;background:#fff}
.mortgage-information-grid h3{margin-top:0}
.decision-information-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
@media(max-width:999px){.decision-information-grid{grid-template-columns:minmax(0,1fr)}}
.mortgage-document-grid .review-documents{margin-top:8px}
.mortgage-copy .mortgage-property-documents{margin-top:24px}
.mortgage-property-documents h3{margin-top:0}
.mortgage-copy .process-flow h3.step-label{font-size:1.125rem;line-height:1.7;margin:0 0 12px}
.mortgage-copy .process-flow p{font-weight:400}
.mortgage-copy .review-contact-links{margin-top:28px}
.mortgage-copy .approved-faq summary{font-size:1.125rem;line-height:1.7}
.mortgage-copy #contact-team .contact-guidance{margin-top:28px}
@media(max-width:700px){.mortgage-information-grid,.mortgage-document-grid{grid-template-columns:minmax(0,1fr)}.mortgage-terms th,.mortgage-terms td{padding:16px 12px}.mortgage-terms th:first-child{width:35%}.mortgage-information-grid article{padding:24px}}

/* UI review: readable secondary copy without changing approved wording. */
.knowledge-articles>a{min-height:0;padding:28px}
.knowledge-articles h2{margin:0 0 12px;line-height:1.55}
.knowledge-articles strong{padding-top:20px;min-height:44px}
.article-grid p,.topic-grid p,.contact-grid p{font-size:1rem;line-height:1.8}
.article-grid strong,.footer-links a,.footer-links h3,.legal-links a{font-size:.875rem;line-height:1.7}
.footer-links h3{font-weight:600}
.footer-links{gap:4px}
.footer-links a{display:flex;align-items:center;min-height:36px;padding-block:6px}
.footer-bottom{font-size:.75rem;line-height:1.8;flex-wrap:wrap;gap:12px 24px}
.legal-links{flex-wrap:wrap;gap:8px 24px}
.legal-links a{display:inline-flex;align-items:center;min-height:36px;padding-block:6px}
.footer a:focus-visible{outline:2px solid #fff;outline-offset:4px;border-radius:4px}

/* Same-page shortcuts stay available on long service pages, including without JS. */
.mortgage-copy{--service-header-height:82px;--service-nav-height:64px}
.product-section-nav{position:sticky;top:var(--service-header-height);z-index:30;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 5px 16px #08132108}
.product-section-nav .shell{display:grid;grid-template-columns:repeat(auto-fit,minmax(4.25rem,1fr));gap:4px;padding-block:8px}
.product-section-nav a{display:flex;align-items:center;justify-content:center;min-height:48px;padding:8px 12px;border-radius:8px;color:var(--blue);font-size:1rem;font-weight:600;line-height:1.6;text-align:center;overflow-wrap:break-word}
.product-section-nav a:hover{background:#edf5fc;color:var(--navy)}
.product-section-nav a:focus-visible{outline:2px solid var(--blue);outline-offset:-2px;background:#edf5fc}
.mortgage-copy section[id],.mortgage-copy article[id],.mortgage-copy #property-documents{scroll-margin-top:calc(var(--service-header-height) + var(--service-nav-height) + 24px)}
@media(min-width:701px){.product-section-nav .shell{display:flex;gap:16px}.product-section-nav a{min-width:96px}}
@media(max-width:1000px){.mortgage-copy{--service-header-height:70px}}
@media(max-width:700px){
  .article-grid a{min-height:0;padding:24px}
  .article-grid h2{margin:0 0 12px;line-height:1.55}
  .article-grid strong{padding-top:20px;min-height:44px}
  .product-section-nav a{padding-inline:4px}
}

/* Compact consent controls; every existing choice remains directly available. */
.cookie-banner{gap:16px;padding:18px 20px;max-height:calc(100dvh - 24px);overflow:auto;overscroll-behavior:contain}
.cookie-settings label{font-size:.875rem;line-height:1.6}
@media(max-width:820px){
  .cookie-banner{padding:16px;gap:12px}
  .cookie-actions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
  .cookie-actions [data-cookie-choice="reject"]{grid-column:1/-1}
  .cookie-banner .button{width:100%;min-width:0;min-height:50px;padding:10px 8px;font-size:.875rem;overflow-wrap:break-word}
}